United States
Business loans in the USA, from $50,000 to $200 million
Business loans in the USA from USD 50,000 to USD 200M: unsecured business loans, working capital lines, asset finance and project finance from Westford Capital Group, Asheville, NC.
Westford Capital Group is a U.S. commercial lender headquartered at 120 Riverbend Plaza in Asheville, North Carolina. We work with American businesses of every size — from family-owned companies seeking their first USD 50,000 unsecured loan to developers raising USD 200 million for infrastructure — with a named deal officer and published indicative rates.
Choose a product below, or read our guides to business loans in the USA, unsecured business loans and small business funding.
Who we lend to in the United States
Our U.S. book is concentrated in mid-market manufacturing, distribution, healthcare practices, hospitality, construction contractors and equipment-intensive businesses, plus commercial real estate and energy projects. Typical uses include expansion capex, acquisitions, refinancing expensive short-term debt, inventory and receivables funding, and fleet or machinery purchases.
Decisions are made in-house by our Asheville credit team, so an indicative term sheet usually follows within 5–15 business days of a complete application. Talk to us at info@westfordfinance.com or +1 (302) 579-5439.
Also expanding internationally? We lend in Europe, Asia and Australia.
Loan products available nationwide
FAQs
- Which U.S. states do you lend in?
- Westford finances commercial borrowers nationwide from our Asheville, North Carolina headquarters, subject to applicable state law.
- Do you offer unsecured loans in the USA?
- Yes — unsecured business loans up to USD 1M and unsecured working capital lines up to USD 2.5M.
- What is the loan range?
- USD 50,000 to USD 200,000,000 depending on product.
- How do I apply for a business loan in the USA?
- Apply online at westfordfinance.com/apply, email info@westfordfinance.com or call +1 (302) 579-5439. A deal officer reviews your request and follows up with next steps.
- Does Westford provide project finance in the United States?
- Yes. Westford provides project and infrastructure finance for U.S. developers and sponsors, including energy, real estate and industrial projects, within the USD 50,000 to USD 200M range and subject to credit approval.
- Does Westford charge upfront fees before approval?
- Westford never asks for upfront fees by wire, gift card or cryptocurrency before a signed facility agreement.
- Is Westford a consumer lender?
- No. Westford provides commercial credit to businesses, sponsors and institutions; it does not offer personal or consumer loans.
Transparency
- How we lend
- Commercial and business-purpose credit only. Every application is underwritten on cash flow, business history and project fundamentals, and every offer is set out in a written term sheet before you sign.
- Unsecured options
- Unsecured business loans up to USD 1M and unsecured working-capital lines up to USD 2.5M for qualifying businesses. Larger facilities may require collateral or guarantees.
- Where we lend
- U.S. borrowers are served from Asheville, North Carolina, subject to applicable state law. International facilities are offered where permitted locally and may involve local partners and currency risk.
- Fair lending
- We evaluate every applicant on business merits and do not discriminate on race, color, religion, national origin, sex, marital status, age or any other protected basis, consistent with the Equal Credit Opportunity Act. We do not make consumer or residential mortgage loans.
Licensing: Licensing and registration details available on request. Questions? info@westfordfinance.com · +1 (302) 579-5439 · Lending disclosures
Who we lend to in the United States
Operating businesses, project sponsors, developers and institutions seeking USD 50,000 to USD 200 million: business loans, unsecured business loans, working capital, asset finance, project and infrastructure finance. Primary markets: United States, Europe and the UK, Australia and Asia (incl. Singapore and India), with selective lending in Kenya. No consumer loans.
Ready to finance your next milestone?
Submit a proposal in minutes. A Westford deal officer will respond within two business days.
