2023
Agriculture · Poland
- Food security
- Rural livelihoods
Cold-chain logistics fleet
$22M
Structure: 5-year hire purchase, 90% LTV
Outcome: Spoilage cut 35% across 140 refrigerated trucks.
Related productAsset
Asset Financing
SecuredPurchase-of-assets finance for fleets, machinery, aircraft, vessels and equipment.
- Indicative rate
- 6.9% – 12%*
- Amount
- $50K – $50M
- Tenor
- up to 10 yrs
*Indicative APR range. Subject to credit approval. Not an offer of credit.
- Amount
- $50,000 – $50,000,000
- Indicative APR*
- 6.9% – 12%
- Representative rate
- 8.9%
- Max tenor
- 120 months (10 yrs)
*Indicative only. Subject to credit approval.
6.9% – 12% · up to 10 yrs · Arrangement fee 1% – 0.75%
Calculate repaymentsAsset Financing lets you acquire productive equipment — fleets, machinery, aircraft, vessels — and pay for it from the revenue it generates.
Available as term loan, hire purchase or finance lease, with pricing linked to asset quality and residual value.
Key features
- Up to 90% of asset value
- Hire purchase & leasing
- Asset-secured pricing
Eligibility
- Identified asset with supplier quote or invoice
- Borrower equity of 10%+
- Operating track record or contracted usage
- Asset insurable and registrable
Use of proceeds
- Construction & mining equipment
- Commercial vehicle fleets
- Aircraft and vessels
- Medical and manufacturing machinery
Typical covenants
- Maintenance to OEM standards
- Loan-to-value maximum 90%
- Comprehensive insurance with lender loss-payee
- No relocation without consent
Draw schedule
Paid directly to supplier on delivery and acceptance; multiple assets may draw separately.
Indicative term sheet
Indicative terms — Asset Financing
- Borrower
- [Operator Co.]
- Amount
- Up to USD 4,000,000
- Tenor
- 60 months
- Pricing
- Fixed 8.9% p.a. (indicative)
- Fees
- Documentation USD 2,500
- Security
- First-ranking charge over financed assets
- Repayment
- Monthly; optional 20% balloon
Selected transactions · Asset
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