Loan calculator
Estimate your repayments
Model monthly payments, total interest and total repayable — now in USD, EUR, GBP, KES or ZAR.
Note: Indicative FX rates for display; amounts are validated on USD equivalent (USD 50,000 – 200,000,000).
Indicative for Project: 6.5% – 11%
Estimated monthly payment · USD
$20,396.25
Multi-currency estimate
| Currency | Monthly | Total cost |
|---|---|---|
| USD | $20,396 | $1,223,775 |
| EUR | 18.765 € | 1.125.873 € |
| GBP | £16,113 | £966,782 |
| KES | Ksh 2,631,116 | Ksh 157,866,988 |
| ZAR | R 375 291 | R 22 517 462 |
| NGN | ₦31,614,190 | ₦1,896,851,405 |
| AED | AED 74,854 | AED 4,491,255 |
| INR | ₹17,03,087 | ₹10,21,85,221 |
| BRL | R$ 110.140 | R$ 6.608.386 |
| CAD | $27,943 | $1,676,572 |
| SGD | $27,331 | $1,639,859 |
Indicative mid-market reference rates, reviewed periodically. Final pricing uses the rate fixed at drawdown.
- Principal
- $1,000,000
- Total interest
- $223,775.10
- Arrangement fee (1%)
- $10,000.00
- Total cost of credit
- $233,775.10
- Indicative APR
- 8.68%
- Total repayable
- $1,223,775.10
- Security
- Secured
- Term
- 60 months (5.0 yrs)
APR includes the arrangement fee spread over the term.
Estimates use a standard amortizing formula and exclude taxes. Final terms depend on credit assessment, cash flow, collateral (where applicable), currency and tenor. Subject to credit approval.
Amortization schedule
Project Finance · $1,000,000 · 8.25% · 60 months · USD
| Year | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $244,755.02 | $168,533.09 | $76,221.93 | $831,466.91 |
| 2 | $244,755.02 | $182,975.05 | $61,779.97 | $648,491.87 |
| 3 | $244,755.02 | $198,654.57 | $46,100.45 | $449,837.30 |
| 4 | $244,755.02 | $215,677.71 | $29,077.31 | $234,159.59 |
| 5 | $244,755.02 | $234,159.59 | $10,595.43 | $0.00 |
Compare products side by side
Using $1,000,000 over each product’s representative rate and the lesser of 60 months or its max tenor. Pick up to 3.
Project Finance
- Rate
- 8.25%
- Term used
- 60 mo
- Monthly
- $20,396.25
- Total interest
- $223,775
- Total repayable
- $1,223,775
- Amount range
- $1,000,000 – $200,000,000
Infrastructure Funding
- Rate
- 7.4%
- Term used
- 60 mo
- Monthly
- $19,990.46
- Total interest
- $199,428
- Total repayable
- $1,199,428
- Amount range
- $5,000,000 – $200,000,000
Amount outside this product’s typical range.
Product details →Asset Financing
- Rate
- 8.9%
- Term used
- 60 mo
- Monthly
- $20,709.86
- Total interest
- $242,591
- Total repayable
- $1,242,591
- Amount range
- $50,000 – $50,000,000
Indicative rates by product
Personal & Business Loans
10.9%
Range 8.9% – 14.5% APR
Unsecured Business Loan
12.9%
Range 10.9% – 17.5% APR
Working Capital Line
13.5%
Range 11.5% – 18.9% APR
Project Finance
8.25%
Range 6.5% – 11% APR
Infrastructure Funding
7.4%
Range 5.75% – 9.5% APR
Mining Finance
9.75%
Range 7.5% – 13% APR
Asset Financing
8.9%
Range 6.9% – 12% APR
Scholarships & Education Funding
5.25%
Range 3.5% – 7.5% APR
Campaign Finance
11.9%
Range 9.5% – 15.5% APR
Tender & Contract Finance
10.5%
Range 8.5% – 14% APR
Career & Professional Development Finance
8.5%
Range 6.9% – 11.5% APR
General Project Funding
9.9%
Range 7.9% – 13.5% APR
Indicative rates. Final pricing subject to credit assessment, cash flow, collateral (where applicable), currency and tenor.