Loan calculator
Estimate your repayments
Model monthly payments, total interest and total repayable — now in USD, EUR, GBP, KES or ZAR.
Note: Indicative FX rates for display; amounts are validated on USD equivalent (USD 50,000 – 200,000,000).
Indicative for Business: 8.9% – 14.5%
Estimated monthly payment · USD
$21,692.59
Multi-currency estimate
| Currency | Monthly | Total cost |
|---|---|---|
| USD | $21,693 | $1,301,555 |
| EUR | 19.957 € | 1.197.431 € |
| GBP | £17,137 | £1,028,229 |
| KES | Ksh 2,798,344 | Ksh 167,900,611 |
| ZAR | R 399 144 | R 23 948 614 |
| NGN | ₦33,623,507 | ₦2,017,410,445 |
| AED | AED 79,612 | AED 4,776,707 |
| INR | ₹18,11,331 | ₹10,86,79,853 |
| BRL | R$ 117.140 | R$ 7.028.398 |
| CAD | $29,719 | $1,783,131 |
| SGD | $29,068 | $1,744,084 |
Indicative mid-market reference rates, reviewed periodically. Final pricing uses the rate fixed at drawdown.
- Principal
- $1,000,000
- Total interest
- $301,555.13
- Arrangement fee (1%)
- $10,000.00
- Total cost of credit
- $311,555.13
- Indicative APR
- 11.34%
- Total repayable
- $1,301,555.13
- Security
- Secured
- Term
- 60 months (5.0 yrs)
APR includes the arrangement fee spread over the term.
Estimates use a standard amortizing formula and exclude taxes. Final terms depend on credit assessment, cash flow, collateral (where applicable), currency and tenor. Subject to credit approval.
Amortization schedule
Personal & Business Loans · $1,000,000 · 10.9% · 60 months · USD
| Year | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $260,311.03 | $159,103.90 | $101,207.13 | $840,896.10 |
| 2 | $260,311.03 | $177,339.39 | $82,971.64 | $663,556.71 |
| 3 | $260,311.03 | $197,664.92 | $62,646.10 | $465,891.79 |
| 4 | $260,311.03 | $220,320.04 | $39,990.98 | $245,571.75 |
| 5 | $260,311.03 | $245,571.75 | $14,739.28 | $0.00 |
Compare products side by side
Using $1,000,000 over each product’s representative rate and the lesser of 60 months or its max tenor. Pick up to 3.
Project Finance
- Rate
- 8.25%
- Term used
- 60 mo
- Monthly
- $20,396.25
- Total interest
- $223,775
- Total repayable
- $1,223,775
- Amount range
- $1,000,000 – $200,000,000
Infrastructure Funding
- Rate
- 7.4%
- Term used
- 60 mo
- Monthly
- $19,990.46
- Total interest
- $199,428
- Total repayable
- $1,199,428
- Amount range
- $5,000,000 – $200,000,000
Amount outside this product’s typical range.
Product details →Asset Financing
- Rate
- 8.9%
- Term used
- 60 mo
- Monthly
- $20,709.86
- Total interest
- $242,591
- Total repayable
- $1,242,591
- Amount range
- $50,000 – $50,000,000
Indicative rates by product
Personal & Business Loans
10.9%
Range 8.9% – 14.5% APR
Unsecured Business Loan
12.9%
Range 10.9% – 17.5% APR
Working Capital Line
13.5%
Range 11.5% – 18.9% APR
Project Finance
8.25%
Range 6.5% – 11% APR
Infrastructure Funding
7.4%
Range 5.75% – 9.5% APR
Mining Finance
9.75%
Range 7.5% – 13% APR
Asset Financing
8.9%
Range 6.9% – 12% APR
Scholarships & Education Funding
5.25%
Range 3.5% – 7.5% APR
Campaign Finance
11.9%
Range 9.5% – 15.5% APR
Tender & Contract Finance
10.5%
Range 8.5% – 14% APR
Career & Professional Development Finance
8.5%
Range 6.9% – 11.5% APR
General Project Funding
9.9%
Range 7.9% – 13.5% APR
Indicative rates. Final pricing subject to credit assessment, cash flow, collateral (where applicable), currency and tenor.