Loan calculator
Estimate your repayments
Model monthly payments, total interest and total repayable — now in USD, EUR, GBP, KES or ZAR.
Note: Indicative FX rates for display; amounts are validated on USD equivalent (USD 50,000 – 200,000,000).
Indicative for Infrastructure: 5.75% – 9.5%
Estimated monthly payment · USD
$99,952.31
Multi-currency estimate
| Currency | Monthly | Total cost |
|---|---|---|
| USD | $99,952 | $5,997,139 |
| EUR | 91.956 € | 5.517.368 € |
| GBP | £78,962 | £4,737,740 |
| KES | Ksh 12,893,849 | Ksh 773,630,910 |
| ZAR | R 1 839 123 | R 110 347 355 |
| NGN | ₦154,926,087 | ₦9,295,565,202 |
| AED | AED 366,825 | AED 22,009,500 |
| INR | ₹83,46,018 | ₹50,07,61,093 |
| BRL | R$ 539.742 | R$ 32.384.550 |
| CAD | $136,935 | $8,216,080 |
| SGD | $133,936 | $8,036,166 |
Indicative mid-market reference rates, reviewed periodically. Final pricing uses the rate fixed at drawdown.
- Principal
- $5,000,000
- Total interest
- $997,138.84
- Arrangement fee (0.75%)
- $37,500.00
- Total cost of credit
- $1,034,638.84
- Indicative APR
- 7.72%
- Total repayable
- $5,997,138.84
- Security
- Secured
- Term
- 60 months (5.0 yrs)
APR includes the arrangement fee spread over the term.
Estimates use a standard amortizing formula and exclude taxes. Final terms depend on credit assessment, cash flow, collateral (where applicable), currency and tenor. Subject to credit approval.
Amortization schedule
Infrastructure Funding · $5,000,000 · 7.4% · 60 months · USD
| Year | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $1,199,427.77 | $858,145.55 | $341,282.21 | $4,141,854.45 |
| 2 | $1,199,427.77 | $923,847.02 | $275,580.75 | $3,218,007.43 |
| 3 | $1,199,427.77 | $994,578.73 | $204,849.04 | $2,223,428.70 |
| 4 | $1,199,427.77 | $1,070,725.81 | $128,701.95 | $1,152,702.88 |
| 5 | $1,199,427.77 | $1,152,702.88 | $46,724.89 | $0.00 |
Compare products side by side
Using $5,000,000 over each product’s representative rate and the lesser of 60 months or its max tenor. Pick up to 3.
Project Finance
- Rate
- 8.25%
- Term used
- 60 mo
- Monthly
- $101,981.26
- Total interest
- $1,118,875
- Total repayable
- $6,118,875
- Amount range
- $1,000,000 – $200,000,000
Infrastructure Funding
- Rate
- 7.4%
- Term used
- 60 mo
- Monthly
- $99,952.31
- Total interest
- $997,139
- Total repayable
- $5,997,139
- Amount range
- $5,000,000 – $200,000,000
Asset Financing
- Rate
- 8.9%
- Term used
- 60 mo
- Monthly
- $103,549.28
- Total interest
- $1,212,957
- Total repayable
- $6,212,957
- Amount range
- $50,000 – $50,000,000
Indicative rates by product
Personal & Business Loans
10.9%
Range 8.9% – 14.5% APR
Unsecured Business Loan
12.9%
Range 10.9% – 17.5% APR
Working Capital Line
13.5%
Range 11.5% – 18.9% APR
Project Finance
8.25%
Range 6.5% – 11% APR
Infrastructure Funding
7.4%
Range 5.75% – 9.5% APR
Mining Finance
9.75%
Range 7.5% – 13% APR
Asset Financing
8.9%
Range 6.9% – 12% APR
Scholarships & Education Funding
5.25%
Range 3.5% – 7.5% APR
Campaign Finance
11.9%
Range 9.5% – 15.5% APR
Tender & Contract Finance
10.5%
Range 8.5% – 14% APR
Career & Professional Development Finance
8.5%
Range 6.9% – 11.5% APR
General Project Funding
9.9%
Range 7.9% – 13.5% APR
Indicative rates. Final pricing subject to credit assessment, cash flow, collateral (where applicable), currency and tenor.