Loan calculator
Estimate your repayments
Model monthly payments, total interest and total repayable — now in USD, EUR, GBP, KES or ZAR.
Note: Indicative FX rates for display; amounts are validated on USD equivalent (USD 50,000 – 200,000,000).
Indicative for Careers: 6.9% – 11.5%
Estimated monthly payment · USD
$20,516.53
Multi-currency estimate
| Currency | Monthly | Total cost |
|---|---|---|
| USD | $20,517 | $1,230,992 |
| EUR | 18.875 € | 1.132.513 € |
| GBP | £16,208 | £972,484 |
| KES | Ksh 2,646,633 | Ksh 158,797,952 |
| ZAR | R 377 504 | R 22 650 251 |
| NGN | ₦31,800,624 | ₦1,908,037,413 |
| AED | AED 75,296 | AED 4,517,740 |
| INR | ₹17,13,130 | ₹10,27,87,822 |
| BRL | R$ 110.789 | R$ 6.647.356 |
| CAD | $28,108 | $1,686,459 |
| SGD | $27,492 | $1,649,529 |
Indicative mid-market reference rates, reviewed periodically. Final pricing uses the rate fixed at drawdown.
- Principal
- $1,000,000
- Total interest
- $230,991.88
- Arrangement fee (1%)
- $10,000.00
- Total cost of credit
- $240,991.88
- Indicative APR
- 8.93%
- Total repayable
- $1,230,991.88
- Security
- Unsecured
- Term
- 60 months (5.0 yrs)
APR includes the arrangement fee spread over the term.
Estimates use a standard amortizing formula and exclude taxes. Final terms depend on credit assessment, cash flow, collateral (where applicable), currency and tenor. Subject to credit approval.
Amortization schedule
Career & Professional Development Finance · $1,000,000 · 8.5% · 60 months · USD
| Year | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $246,198.38 | $167,629.06 | $78,569.31 | $832,370.94 |
| 2 | $246,198.38 | $182,445.95 | $63,752.43 | $649,924.99 |
| 3 | $246,198.38 | $198,572.51 | $47,625.86 | $451,352.47 |
| 4 | $246,198.38 | $216,124.52 | $30,073.86 | $235,227.96 |
| 5 | $246,198.38 | $235,227.96 | $10,970.42 | $0.00 |
Compare products side by side
Using $1,000,000 over each product’s representative rate and the lesser of 60 months or its max tenor. Pick up to 3.
Project Finance
- Rate
- 8.25%
- Term used
- 60 mo
- Monthly
- $20,396.25
- Total interest
- $223,775
- Total repayable
- $1,223,775
- Amount range
- $1,000,000 – $200,000,000
Infrastructure Funding
- Rate
- 7.4%
- Term used
- 60 mo
- Monthly
- $19,990.46
- Total interest
- $199,428
- Total repayable
- $1,199,428
- Amount range
- $5,000,000 – $200,000,000
Amount outside this product’s typical range.
Product details →Asset Financing
- Rate
- 8.9%
- Term used
- 60 mo
- Monthly
- $20,709.86
- Total interest
- $242,591
- Total repayable
- $1,242,591
- Amount range
- $50,000 – $50,000,000
Indicative rates by product
Personal & Business Loans
10.9%
Range 8.9% – 14.5% APR
Unsecured Business Loan
12.9%
Range 10.9% – 17.5% APR
Working Capital Line
13.5%
Range 11.5% – 18.9% APR
Project Finance
8.25%
Range 6.5% – 11% APR
Infrastructure Funding
7.4%
Range 5.75% – 9.5% APR
Mining Finance
9.75%
Range 7.5% – 13% APR
Asset Financing
8.9%
Range 6.9% – 12% APR
Scholarships & Education Funding
5.25%
Range 3.5% – 7.5% APR
Campaign Finance
11.9%
Range 9.5% – 15.5% APR
Tender & Contract Finance
10.5%
Range 8.5% – 14% APR
Career & Professional Development Finance
8.5%
Range 6.9% – 11.5% APR
General Project Funding
9.9%
Range 7.9% – 13.5% APR
Indicative rates. Final pricing subject to credit assessment, cash flow, collateral (where applicable), currency and tenor.