Loan calculator
Estimate your repayments
Model monthly payments, total interest and total repayable — now in USD, EUR, GBP, KES or ZAR.
Note: Indicative FX rates for display; amounts are validated on USD equivalent (USD 50,000 – 200,000,000).
Indicative for Mining: 7.5% – 13%
Estimated monthly payment · USD
$42,248.49
Multi-currency estimate
| Currency | Monthly | Total cost |
|---|---|---|
| USD | $42,248 | $2,534,909 |
| EUR | 38.869 € | 2.332.116 € |
| GBP | £33,376 | £2,002,578 |
| KES | Ksh 5,450,055 | Ksh 327,003,292 |
| ZAR | R 777 372 | R 46 642 330 |
| NGN | ₦65,485,155 | ₦3,929,109,320 |
| AED | AED 155,052 | AED 9,303,117 |
| INR | ₹35,27,749 | ₹21,16,64,921 |
| BRL | R$ 228.142 | R$ 13.688.510 |
| CAD | $57,880 | $3,472,826 |
| SGD | $56,613 | $3,396,778 |
Indicative mid-market reference rates, reviewed periodically. Final pricing uses the rate fixed at drawdown.
- Principal
- $2,000,000
- Total interest
- $534,909.24
- Arrangement fee (1%)
- $20,000.00
- Total cost of credit
- $554,909.24
- Indicative APR
- 10.18%
- Total repayable
- $2,534,909.24
- Security
- Secured
- Term
- 60 months (5.0 yrs)
APR includes the arrangement fee spread over the term.
Estimates use a standard amortizing formula and exclude taxes. Final terms depend on credit assessment, cash flow, collateral (where applicable), currency and tenor. Subject to credit approval.
Amortization schedule
Mining Finance · $2,000,000 · 9.75% · 60 months · USD
| Year | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $506,981.85 | $326,308.12 | $180,673.73 | $1,673,691.88 |
| 2 | $506,981.85 | $359,584.11 | $147,397.74 | $1,314,107.77 |
| 3 | $506,981.85 | $396,253.50 | $110,728.35 | $917,854.27 |
| 4 | $506,981.85 | $436,662.33 | $70,319.52 | $481,191.94 |
| 5 | $506,981.85 | $481,191.94 | $25,789.91 | $0.00 |
Compare products side by side
Using $2,000,000 over each product’s representative rate and the lesser of 60 months or its max tenor. Pick up to 3.
Project Finance
- Rate
- 8.25%
- Term used
- 60 mo
- Monthly
- $40,792.50
- Total interest
- $447,550
- Total repayable
- $2,447,550
- Amount range
- $1,000,000 – $200,000,000
Infrastructure Funding
- Rate
- 7.4%
- Term used
- 60 mo
- Monthly
- $39,980.93
- Total interest
- $398,856
- Total repayable
- $2,398,856
- Amount range
- $5,000,000 – $200,000,000
Amount outside this product’s typical range.
Product details →Asset Financing
- Rate
- 8.9%
- Term used
- 60 mo
- Monthly
- $41,419.71
- Total interest
- $485,183
- Total repayable
- $2,485,183
- Amount range
- $50,000 – $50,000,000
Indicative rates by product
Personal & Business Loans
10.9%
Range 8.9% – 14.5% APR
Unsecured Business Loan
12.9%
Range 10.9% – 17.5% APR
Working Capital Line
13.5%
Range 11.5% – 18.9% APR
Project Finance
8.25%
Range 6.5% – 11% APR
Infrastructure Funding
7.4%
Range 5.75% – 9.5% APR
Mining Finance
9.75%
Range 7.5% – 13% APR
Asset Financing
8.9%
Range 6.9% – 12% APR
Scholarships & Education Funding
5.25%
Range 3.5% – 7.5% APR
Campaign Finance
11.9%
Range 9.5% – 15.5% APR
Tender & Contract Finance
10.5%
Range 8.5% – 14% APR
Career & Professional Development Finance
8.5%
Range 6.9% – 11.5% APR
General Project Funding
9.9%
Range 7.9% – 13.5% APR
Indicative rates. Final pricing subject to credit assessment, cash flow, collateral (where applicable), currency and tenor.